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ChatGPT vs Gemini

Paying for API tokens instead of a chat plan? See OpenAI vs Claude vs Gemini $/MTok for your volume: AI API cost calculator →

Usage limits compared (ChatGPT, Google Gemini): message caps, reset windows and which plan you need → AI usage limits: which plan do you need?

See alternatives: ChatGPT alternatives · Google Gemini alternatives

ChatGPT pricing

ChatGPT vs Google Gemini compared with prices from official pricing pages (per-tool checked dates): plans, free tiers and which is better value.

Which should you pick?

Pick Google Gemini if price matters: $3.01/mo ($36.12/yr) less than ChatGPT on monthly billing.

Free plan, refunds, privacy and more: see what else differs ↓

Price on monthly billing
Google Gemini $4.99/mo · ChatGPT $8/mo (+$3.01/mo, +$36.12/yr)
Real free plan
ChatGPT: yes · Google Gemini: yes
ToolPick Best Value pick
Neither — for ai assistants it is Le Chat (Mistral)

Rule: we only compare prices when the tools do the same main job (from what each official site says it does), and only on the same billing (monthly with monthly, billed-yearly with billed-yearly). A real free plan on only one tool comes first. Prices from official pricing pages, each with its own checked date below. No ratings or reviews. The cheaper pick comes from price alone; the Best Value label is shown separately and never replaces it — the same rule as on each tool page.

ChatGPTGoogle Gemini
What it isGeneral-purpose AI assistant: writing, research, images, voice.Google's assistant, integrated with Gmail, Docs and Drive.
All plansGo $8/mo; Plus $20/mo; Pro from $100/mo (3 tiers); Business $25/seat/mo ($20 billed annually); monthly billingGoogle AI Plus $4.99/mo; Google AI Pro $19.99/mo ($199.99/yr ≈ $16.67/mo); Ultra from $99.99/mo
Free tierFree: $0 (unlimited text chats on GPT-6, limits on tools)Gemini app is free to use
Checked2026-10-24 · pricing page2026-11-06 · pricing page

Beyond the price: ChatGPT vs Google Gemini

Free plan limits, yearly savings, student and team deals, refunds and whether your data trains their AI, side by side. Every fact is from the tool's official page, with its source and the date we read it.

What matters to you?

Tap what matters to you. We tally which tool is ahead using only the facts in the table below.

ChatGPT vs Google Gemini: free plan, yearly billing, student deal, team plan, refunds and data training
What you getChatGPTGoogle Gemini
Free plan
Free plan limits →
Yes: Free: $0 (unlimited text chats on GPT-6, limits on tools)source for ChatGPT (opens in a new tab) · checked 2026-10-24Yes: Gemini app is free to usesource for Google Gemini (opens in a new tab) · checked 2026-11-06
Yearly billing
Monthly or yearly? →
Plus: $20/mo, monthly only (no yearly plan)source for ChatGPT (opens in a new tab) · checked 2026-11-01Google AI Plus: $4.99/mo monthly
Yearly price not in our checkssource for Google Gemini (opens in a new tab) · checked 2026-10-30
Student deal
Student discounts →
None on its official pagesource for ChatGPT (opens in a new tab) · checked 2026-10-24Ahead
Free for 1 year: Google AI Pro free for 1 yearsource for Google Gemini (opens in a new tab) · checked 2026-10-24
Team plan
Team plan costs →
Business (standard seat): $25/seat/mo monthly ($20 billed yearly); from 2 seatssource for ChatGPT (opens in a new tab) · checked 2026-10-26No clean per-seat price on its page
Refunds and cancelling
Refund rules →
Refund window: Possible within 7 days of the charge, if the subscription is unused (their call).
Cancel: Settings → Billing (or Account) → Cancel plan → Cancel (at least 24 hours before your next billing date)source for ChatGPT (opens in a new tab) · checked 2026-10-27
Refund rule unclear on its page
Trains on your data?
Data privacy →
Yes, by default (you can switch it off)
Free, Plus and Pro: OpenAI may use your chats to train its models unless you turn it off.
Opt out: Settings → Data controls → turn off “Improve the model for everyone”. Or ask “Do not train on my content” in OpenAI's Privacy Portal. Temporary chats aren't used for training.
Team plans: not used for training by defaultsource for ChatGPT (opens in a new tab) · checked 2026-10-29
Yes, by default (you can switch it off)
Personal Google accounts: while Keep Activity is on, Google uses your Gemini activity to improve its services, including training generative AI models, and human reviewers may read some chats.
Opt out: Open Gemini Apps Activity → turn off Keep Activity. Or use a temporary chat. Chats are still kept for 72 hours.
Team plans: not used for training by defaultsource for Google Gemini (opens in a new tab) · checked 2026-10-29

“Ahead” means better on that row only, by a fixed rule: a free plan beats none; the bigger yearly saving; free student plan, then discount; the lower per-seat price on the same billing; a stated refund window, then case by case, then none; not training on your data, then opt-in, then opt-out, then no opt-out. No row is called when a tool hasn't been checked. See how we pick.

Who should pick which

Pick ChatGPT if…

  • You also need writing assistant and image generation (from what its own site says it does).

Pick Google Gemini if…

  • You're a student: free for 1 year (Google AI Pro free for 1 year).

More: best AI ai assistants tools · all ai assistants tools · cost calculator

Comparisons

FAQ

How much does ChatGPT cost?

Per its official pricing page (checked 2026-10-24): Go $8/mo; Plus $20/mo; Pro from $100/mo (3 tiers); Business $25/seat/mo ($20 billed annually); monthly billing.

Does ChatGPT have a free plan?

Free: $0 (unlimited text chats on GPT-6, limits on tools) (checked 2026-10-24).

How much does Google Gemini cost?

Per its official pricing page (checked 2026-11-06): Google AI Plus $4.99/mo; Google AI Pro $19.99/mo ($199.99/yr ≈ $16.67/mo); Ultra from $99.99/mo.

Does Google Gemini have a free plan?

Gemini app is free to use (checked 2026-11-06).

What is ToolPick's best-value pick for ai assistants?

Le Chat (Mistral): Pro at $14.99/mo, plus a free plan.

Which should I pick, ChatGPT or Google Gemini?

Pick Google Gemini if price matters: $3.01/mo ($36.12/yr) less than ChatGPT on monthly billing (ToolPick rule using prices checked on official pricing pages).

Writing about this? Embed this price card — it updates when we re-check prices.