Pick ChatGPT if…
- You want a clearer way to get your money back: possible within 7 days of the charge, if the subscription is unused (their call).
- You also need image generation (from what its own site says it does).
ChatGPT vs Claude
Paying for API tokens instead of a chat plan? See OpenAI vs Claude vs Gemini $/MTok for your volume: AI API cost calculator →
Usage limits compared (ChatGPT, Claude): message caps, reset windows and which plan you need → AI usage limits: which plan do you need?
See alternatives: ChatGPT alternatives · Claude alternatives
ChatGPT pricing · Is Claude Pro worth it?
ChatGPT vs Claude compared with prices from official pricing pages (per-tool checked dates): plans, free tiers and which is better value.
Which should you pick?
Same monthly price — pick on features.
Free plan, refunds, privacy and more: see what else differs ↓
- Plan compared
- ChatGPT: Plus $20/mo, the tier comparable to the others here (its lighter entry plan is not compared: $8/mo is the Go tier, below the $20/mo Plus tier)
- Price on monthly billing
- ChatGPT (Plus) $20/mo · Claude $20/mo
- Real free plan
- ChatGPT: yes · Claude: yes
- ToolPick Best Value pick
- Claude (for writing)
Rule: we only compare prices when the tools do the same main job (from what each official site says it does), and only on the same billing (monthly with monthly, billed-yearly with billed-yearly). A real free plan on only one tool comes first. Prices from official pricing pages, each with its own checked date below. No ratings or reviews. The cheaper pick comes from price alone; the Best Value label is shown separately and never replaces it — the same rule as on each tool page.
| ChatGPT | Claude | |
|---|---|---|
| What it is | General-purpose AI assistant: writing, research, images, voice. | Strong long-form writing, editing and analysis assistant. |
| All plans | Go $8/mo; Plus $20/mo; Pro from $100/mo (3 tiers); Business $25/seat/mo ($20 billed annually); monthly billing | Pro $20/mo ($17/mo billed yearly); Max $100/mo; Ultra $200/mo |
| Free tier | Free: $0 (unlimited text chats on GPT-6, limits on tools) | Free plan: $0 |
| Checked | 2026-10-24 · pricing page | 2026-11-06 · pricing page |
Beyond the price: ChatGPT vs Claude
Free plan limits, yearly savings, student and team deals, refunds and whether your data trains their AI, side by side. Every fact is from the tool's official page, with its source and the date we read it.
What matters to you?
Tap what matters to you. We tally which tool is ahead using only the facts in the table below.
| What you get | ChatGPT | Claude |
|---|---|---|
| Free plan Free plan limits → | Yes: Free: $0 (unlimited text chats on GPT-6, limits on tools)source for ChatGPT (opens in a new tab) · checked 2026-10-24 | Yes: includes chat on web, desktop and mobile; web search, files and code; memory; Artifactssource for Claude (opens in a new tab) · checked 2026-10-22 |
| Yearly billing Monthly or yearly? → | Plus: $20/mo, monthly only (no yearly plan)source for ChatGPT (opens in a new tab) · checked 2026-11-01 | Ahead Pro: $20/mo monthly, $17/mo billed yearly (save 15%)source for Claude (opens in a new tab) · checked 2026-10-30 |
| Student deal Student discounts → | None on its official pagesource for ChatGPT (opens in a new tab) · checked 2026-10-24 | Not in our checks yet |
| Team plan Team plan costs → | Business (standard seat): $25/seat/mo monthly ($20 billed yearly); from 2 seatssource for ChatGPT (opens in a new tab) · checked 2026-10-26 | Team (standard seat): $25/seat/mo monthly ($20 billed yearly); from 2 seatssource for Claude (opens in a new tab) · checked 2026-10-26 |
| Refunds and cancelling Refund rules → | Ahead Refund window: Possible within 7 days of the charge, if the subscription is unused (their call). Cancel: Settings → Billing (or Account) → Cancel plan → Cancel (at least 24 hours before your next billing date)source for ChatGPT (opens in a new tab) · checked 2026-10-27 | Case by case: only payments their Consumer Terms call refundable, or where the law requires. Cancel: Settings → Billing → Cancel (at least 24 hours before your next billing date)source for Claude (opens in a new tab) · checked 2026-10-27 |
| Trains on your data? Data privacy → | Yes, by default (you can switch it off) Free, Plus and Pro: OpenAI may use your chats to train its models unless you turn it off. Opt out: Settings → Data controls → turn off “Improve the model for everyone”. Or ask “Do not train on my content” in OpenAI's Privacy Portal. Temporary chats aren't used for training. Team plans: not used for training by defaultsource for ChatGPT (opens in a new tab) · checked 2026-10-29 | Ahead Only if you opt in Free, Pro and Max: Anthropic uses your chats and coding sessions for training only if you allow it in your privacy settings (also if you send feedback, or a chat is flagged for safety review). Team plans: not used for training by defaultsource for Claude (opens in a new tab) · checked 2026-10-29 |
“Ahead” means better on that row only, by a fixed rule: a free plan beats none; the bigger yearly saving; free student plan, then discount; the lower per-seat price on the same billing; a stated refund window, then case by case, then none; not training on your data, then opt-in, then opt-out, then no opt-out. No row is called when a tool hasn't been checked. See how we pick.
Who should pick which
Pick Claude if…
- You'll pay for a year up front: Pro drops from $20 to $17/mo (save 15%).
- You'd rather your chats and files weren't used for AI training by default.
More: best AI ai assistants tools · all ai assistants tools · cost calculator
Comparisons
- Claude vs ChatGPT for writing
- ChatGPT vs Claude vs Gemini
- Perplexity vs ChatGPT
- ChatGPT vs Gemini
- Claude vs Gemini
- ChatGPT vs Le Chat (Mistral)
- ChatGPT vs Perplexity vs Claude
- ChatGPT vs Microsoft Copilot
FAQ
How much does ChatGPT cost?
Per its official pricing page (checked 2026-10-24): Go $8/mo; Plus $20/mo; Pro from $100/mo (3 tiers); Business $25/seat/mo ($20 billed annually); monthly billing.
Does ChatGPT have a free plan?
Free: $0 (unlimited text chats on GPT-6, limits on tools) (checked 2026-10-24).
How much does Claude cost?
Per its official pricing page (checked 2026-11-06): Pro $20/mo ($17/mo billed yearly); Max $100/mo; Ultra $200/mo.
Does Claude have a free plan?
Free plan: $0 (checked 2026-11-06).
What is ToolPick's best-value pick for ai assistants?
Le Chat (Mistral): Pro at $14.99/mo, plus a free plan.
Which should I pick, ChatGPT or Claude?
Same monthly price — pick on features (ToolPick rule using prices checked on official pricing pages).
Writing about this? Embed this price card — it updates when we re-check prices.