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Google Gemini vs Microsoft Copilot

Usage limits compared (Google Gemini, Microsoft Copilot): message caps, reset windows and which plan you need → AI usage limits: which plan do you need?

See alternatives: Google Gemini alternatives · Microsoft Copilot alternatives

Google Gemini vs Microsoft Copilot compared with prices from official pricing pages (per-tool checked dates): plans, free tiers and which is better value.

Which should you pick?

Pick Google Gemini if price matters: $5/mo ($60/yr) less than Microsoft Copilot on monthly billing.

Free plan, refunds, privacy and more: see what else differs ↓

Price on monthly billing
Google Gemini $4.99/mo · Microsoft Copilot $9.99/mo (+$5/mo, +$60/yr)
Real free plan
Google Gemini: yes · Microsoft Copilot: yes
ToolPick Best Value pick
Neither — for ai assistants it is Le Chat (Mistral)

Rule: we only compare prices when the tools do the same main job (from what each official site says it does), and only on the same billing (monthly with monthly, billed-yearly with billed-yearly). A real free plan on only one tool comes first. Prices from official pricing pages, each with its own checked date below. No ratings or reviews. The cheaper pick comes from price alone; the Best Value label is shown separately and never replaces it — the same rule as on each tool page.

Google GeminiMicrosoft Copilot
What it isGoogle's assistant, integrated with Gmail, Docs and Drive.Microsoft's assistant; paid AI features come with Microsoft 365 plans.
All plansGoogle AI Plus $4.99/mo; Google AI Pro $19.99/mo ($199.99/yr ≈ $16.67/mo); Ultra from $99.99/moCopilot Pro no longer sold; Microsoft 365 Personal $9.99/mo ($99.99/yr); Microsoft 365 Premium $19.99/mo ($199.99/yr), advanced Copilot (US prices)
Free tierGemini app is free to useFree Copilot available
Checked2026-11-06 · pricing page2026-10-20 · pricing page

Beyond the price: Google Gemini vs Microsoft Copilot

Free plan limits, yearly savings, student and team deals, refunds and whether your data trains their AI, side by side. Every fact is from the tool's official page, with its source and the date we read it.

What matters to you?

Tap what matters to you. We tally which tool is ahead using only the facts in the table below.

Google Gemini vs Microsoft Copilot: free plan, yearly billing, student deal, team plan, refunds and data training
What you getGoogle GeminiMicrosoft Copilot
Free plan
Free plan limits →
Yes: Gemini app is free to usesource for Google Gemini (opens in a new tab) · checked 2026-11-06Yes: Free Copilot availablesource for Microsoft Copilot (opens in a new tab) · checked 2026-10-20
Student deal
Student discounts →
Ahead
Free for 1 year: Google AI Pro free for 1 yearsource for Google Gemini (opens in a new tab) · checked 2026-10-24
50% off: 50% off Microsoft 365 Personal (includes Copilot)source for Microsoft Copilot (opens in a new tab) · checked 2026-10-24
Team plan
Team plan costs →
No clean per-seat price on its pageMicrosoft 365 Copilot Business (add-on): $25.2/seat/mo monthly ($21 billed yearly)
Add-on: you also need a Microsoft 365 business plan (not included), so it isn't ranked. Yearly list price $21; the page shows a limited offer of $18.source for Microsoft Copilot (opens in a new tab) · checked 2026-10-26
Trains on your data?
Data privacy →
Yes, by default (you can switch it off)
Personal Google accounts: while Keep Activity is on, Google uses your Gemini activity to improve its services, including training generative AI models, and human reviewers may read some chats.
Opt out: Open Gemini Apps Activity → turn off Keep Activity. Or use a temporary chat. Chats are still kept for 72 hours.
Team plans: not used for training by defaultsource for Google Gemini (opens in a new tab) · checked 2026-10-29
Ahead
No (doesn't train on your content)
New Copilot app (from August 18, 2026), personal account: your prompts, responses and files aren't used to train foundation models.
Team plans: not used for training by defaultsource for Microsoft Copilot (opens in a new tab) · checked 2026-10-29

“Ahead” means better on that row only, by a fixed rule: a free plan beats none; the bigger yearly saving; free student plan, then discount; the lower per-seat price on the same billing; a stated refund window, then case by case, then none; not training on your data, then opt-in, then opt-out, then no opt-out. No row is called when a tool hasn't been checked. See how we pick.

Who should pick which

Pick Google Gemini if…

  • You're a student: free for 1 year (Google AI Pro free for 1 year).

Pick Microsoft Copilot if…

  • You'd rather your chats and files weren't used for AI training by default.

More: best AI ai assistants tools · all ai assistants tools · cost calculator

Comparisons

FAQ

How much does Google Gemini cost?

Per its official pricing page (checked 2026-11-06): Google AI Plus $4.99/mo; Google AI Pro $19.99/mo ($199.99/yr ≈ $16.67/mo); Ultra from $99.99/mo.

Does Google Gemini have a free plan?

Gemini app is free to use (checked 2026-11-06).

How much does Microsoft Copilot cost?

Per its official pricing page (checked 2026-10-20): Copilot Pro no longer sold; Microsoft 365 Personal $9.99/mo ($99.99/yr); Microsoft 365 Premium $19.99/mo ($199.99/yr), advanced Copilot (US prices).

Does Microsoft Copilot have a free plan?

Free Copilot available (checked 2026-10-20).

What is ToolPick's best-value pick for ai assistants?

Le Chat (Mistral): Pro at $14.99/mo, plus a free plan.

Which should I pick, Google Gemini or Microsoft Copilot?

Pick Google Gemini if price matters: $5/mo ($60/yr) less than Microsoft Copilot on monthly billing (ToolPick rule using prices checked on official pricing pages).

Writing about this? Embed this price card — it updates when we re-check prices.