Pick Cursor if…
- You want a clearer way to get your money back: possible within 14 days of the charge, if you haven't used it that billing period.
Cursor vs Windsurf
Monthly cost for you or your team (Cursor, Windsurf) → AI coding cost calculator
Usage limits compared (Cursor, Windsurf): message caps, reset windows and which plan you need → AI usage limits: which plan do you need?
See alternatives: Cursor alternatives
Coding plans checked 2026-10-21: Cursor alternatives · Cursor vs Claude Code · Cheapest AI coding assistant
Cursor vs Windsurf compared with prices from official pricing pages (per-tool checked dates): plans, free tiers and which is better value.
Which should you pick?
Pick Cursor if price matters: $12/mo ($144/yr) less than Windsurf on monthly billing.
Free plan, refunds, privacy and more: see what else differs ↓
- Price on monthly billing
- Cursor $8/mo · Windsurf $20/mo (+$12/mo, +$144/yr)
- Real free plan
- Cursor: yes · Windsurf: yes
- ToolPick Best Value pick
- Neither — for coding it is GitHub Copilot
Start free with CursorStart free with WindsurfPaying for Windsurf? See your savingOpen in compare builder
Rule: we only compare prices when the tools do the same main job (from what each official site says it does), and only on the same billing (monthly with monthly, billed-yearly with billed-yearly). A real free plan on only one tool comes first. Prices from official pricing pages, each with its own checked date below. No ratings or reviews. The cheaper pick comes from price alone; the Best Value label is shown separately and never replaces it — the same rule as on each tool page.
| Cursor | Windsurf | |
|---|---|---|
| What it is | AI-first code editor with agents. | Agentic AI IDE. |
| All plans | Plus $8/mo; Premium $30/mo; Super $100; Ultra $200; Teams $30/user | Pro $20/mo; Max $200/mo; Teams $80/mo + $40/seat |
| Free tier | Free: $0 with limited agent requests | Free: $0 |
| Checked | 2026-10-19 · pricing page | 2026-10-19 · pricing page |
Beyond the price: Cursor vs Windsurf
Free plan limits, yearly savings, student and team deals, refunds and whether your data trains their AI, side by side. Every fact is from the tool's official page, with its source and the date we read it.
What matters to you?
Tap what matters to you. We tally which tool is ahead using only the facts in the table below.
| What you get | Cursor | Windsurf |
|---|---|---|
| Free plan Free plan limits → | Yes: “Limited agent requests” (no number stated)source for Cursor (opens in a new tab) · checked 2026-10-22 | Yes: Free: $0source for Windsurf (opens in a new tab) · checked 2026-10-19 |
| Student deal Student discounts → | None on its official pagesource for Cursor (opens in a new tab) · checked 2026-10-24 | Not in our checks yet |
| Team plan Team plan costs → | Teams: $30+/seat/mo monthlysource for Cursor (opens in a new tab) · checked 2026-10-26 | Teams: $40/seat/mo monthly + $80/mo team feesource for Windsurf (opens in a new tab) · checked 2026-10-26 |
| Refunds and cancelling Refund rules → | Ahead Refund window: Possible within 14 days of the charge, if you haven't used it that billing period. Cancel: cursor.com/dashboard → Billing → Manage (Stripe) → Cancel subscriptionsource for Cursor (opens in a new tab) · checked 2026-10-27 | Refund in narrow cases: Only if you've not started using the subscription yet (no time limit stated). Cancel: app.devin.ai/settings/plans → cancel (on Teams, only the admin can)source for Windsurf (opens in a new tab) · checked 2026-11-01 |
| Trains on your data? Data privacy → | Unclear (the default isn't stated) With Privacy Mode off, Cursor may store and use your code, prompts and editor actions to train its models. Cursor's pages don't say whether Privacy Mode starts on or off for individual plans. Opt out: Turn on Privacy Mode in Cursor's settings (free and paid plans). With it on, your code isn't trained on and isn't kept.source for Cursor (opens in a new tab) · checked 2026-10-29 | Yes, by default (only paid plans can switch it off) By default it may use your data to train its models. Paid plans can opt out; the page doesn't offer the Free plan an opt-out. Opt out: Paid plans: Data Controls settings page → opt out (on Teams, only an admin can).source for Windsurf (opens in a new tab) · checked 2026-11-01 |
“Ahead” means better on that row only, by a fixed rule: a free plan beats none; the bigger yearly saving; free student plan, then discount; the lower per-seat price on the same billing; a stated refund window, then case by case, then none; not training on your data, then opt-in, then opt-out, then no opt-out. No row is called when a tool hasn't been checked. See how we pick.
Who should pick which
Pick Windsurf if…
No clear edge in the facts we checked. Decide on price and features above.
More: best AI coding tools · all coding tools · cost calculator
Comparisons
- GitHub Copilot vs Cursor
- GitHub Copilot vs Windsurf
- Cursor vs GitHub Copilot vs Windsurf
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- Warp vs Cursor
- Replit vs Cursor
FAQ
How much does Cursor cost?
Per its official pricing page (checked 2026-10-19): Plus $8/mo; Premium $30/mo; Super $100; Ultra $200; Teams $30/user.
Does Cursor have a free plan?
Free: $0 with limited agent requests (checked 2026-10-19).
How much does Windsurf cost?
Per its official pricing page (checked 2026-10-19): Pro $20/mo; Max $200/mo; Teams $80/mo + $40/seat.
Does Windsurf have a free plan?
Free: $0 (checked 2026-10-19).
What is ToolPick's best-value pick for coding?
GitHub Copilot: Paid plan from $10/mo and a real free tier, and it works in the editor you already use.
Which should I pick, Cursor or Windsurf?
Pick Cursor if price matters: $12/mo ($144/yr) less than Windsurf on monthly billing (ToolPick rule using prices checked on official pricing pages).
Writing about this? Embed this price card — it updates when we re-check prices.