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Paying for API tokens instead of a chat plan? See OpenAI vs Claude vs Gemini $/MTok for your volume: AI API cost calculator →
What will Cursor, GitHub Copilot, Claude Code, Windsurf and Warp cost you or your team each month? Pick how many people and how much they'll use it. Every price comes from the official pricing page, checked 2026-11-04.
Light: autocomplete and a few questions · Daily: agent help most days · Heavy: agents for hours every day
Lowest cost for you, daily use, billed monthly
GitHub Copilot Pro: $10/mo
$120 a year, $10 a month less than Claude Code Pro. Plans include different amounts of AI usage, so check what each one includes below.
Lowest cost for you
$10/mo
$120 a year · $10/mo
Includes: Unlimited completions; $15 of AI credits a month; Copilot in the cloud and code review; Claude Code and Codex agents
Pro: unlimited completions plus $15 of AI credits a month for chat and agents.
Checked 2026-11-04 · Official pricing for GitHub Copilot (opens in a new tab)
$20/mo
$240 a year · $20/mo
Includes: Claude Code included; more usage than Free every 5 hours and every week
Claude calls Pro the plan “for everyday work”.
Checked 2026-11-04 · Official pricing for Claude Code (opens in a new tab)
$20/mo
$240 a year · $20/mo
Includes: $20 of agent usage a month at API rates; full Warp Agent access
Warp's recommended plan: $20 of agent usage a month included.
Checked 2026-11-04 · Official pricing for Warp (opens in a new tab)
$20/mo
$240 a year · $20/mo
Includes: Higher quotas; all frontier models; cloud agents; extra usage at API pricing
Pro raises the quotas and unlocks every model.
Checked 2026-11-04 · Official pricing for Windsurf (opens in a new tab)
$30/mo
$360 a year · $30/mo
Includes: 4x Plus usage; cloud agents, AI code reviews (Bugbot), third-party models at API list price
Cursor recommends Premium for new AI users: 4x the Plus pool.
Checked 2026-11-04 · Official pricing for Cursor (opens in a new tab)
If your use is light, try the free plan first:
Open a tool to see all its plans, team prices and what each includes.
| Plan | Monthly billing | Billed yearly | What the page says it includes | Cursor says |
|---|---|---|---|---|
| Free | Free $0: limited AI usage, agent and chat requests | |||
| Plus | $8/mo | not stated | Shared AI usage pool; only Grok models | “Our introductory plan” |
| Premium | $30/mo | not stated | 4x Plus usage; cloud agents, AI code reviews (Bugbot), third-party models at API list price | “Most popular” |
| Super | $100/mo | not stated | 15x Plus usage; priority model access at peak times | “Recommended for daily agent users” |
| Ultra | $200/mo | not stated | 50x Plus usage; earliest access to products and models | “Recommended for power users” |
| Team plans | ||||
| Teams | from $30/seat/mo | not stated | 4-50x Plus usage, pooled across the team; central billing, SSO, usage analytics; mix seat types | “Recommended for professionals collaborating with others” |
Extra usage: Third-party models are billed separately at API list price; top-offs when you run out. Usage refreshes weekly. Checked 2026-11-04 on cursor.com (opens in a new tab) · Cursor review
| Plan | Monthly billing | Billed yearly | What the page says it includes | GitHub Copilot says |
|---|---|---|---|---|
| Free | Free $0: 2,000 code completions a month, limited chat and agent usage | |||
| Pro | $10/mo | not stated | Unlimited completions; $15 of AI credits a month; Copilot in the cloud and code review; Claude Code and Codex agents | “For everyday coding with agents” |
| Pro+ | $39/mo | not stated | 4x+ Pro usage; $70 of AI credits a month; premium models including Opus | “For more complex development with premium models” |
| Max | $100/mo | not stated | 2.9x+ Pro+ usage; $200 of AI credits a month; priority access to new models | “For sustained, high-volume agent workflows” |
| Team plans | ||||
| Business | $19/seat/mo | not stated | Copilot for organizations; credits pooled across the org with admin spend controls | — |
| Enterprise | $39/seat/mo | not stated | GitHub's enterprise Copilot plan | — |
Extra usage: Chat and agents use GitHub AI Credits (1 credit = $0.01); set a budget to keep going past your allowance. Completions are unlimited on paid plans. Checked 2026-11-04 on github.com (opens in a new tab) · GitHub Copilot review
| Plan | Monthly billing | Billed yearly | What the page says it includes | Claude Code says |
|---|---|---|---|---|
| Free | Free $0, but Claude Code isn't included | |||
| Pro | $20/mo | $17/mo | Claude Code included; more usage than Free every 5 hours and every week | “For everyday work” |
| Max | $100/mo | not stated | 5x Pro usage every 5 hours and every week; $100 a month of API credits | “For all-day work” |
| Ultra | $200/mo | not stated | No 5-hour limit; 10x Pro usage every week; $200 a month of API credits | “For your longest tasks” |
| Team plans | ||||
| Standard seat | $25/seat/mo | $20/seat/mo | All Claude features including Claude Code; more usage than Pro Seats: 2–150. | “For teams of 2 to 150” |
| Premium seat | $125/seat/mo | $100/seat/mo | 5x more usage than standard seats; Claude Code included Seats: 2–150. | — |
Extra usage: One usage pool shared with Claude chat, with 5-hour and weekly limits; paid plans can turn on usage credits at API rates. Checked 2026-11-04 on claude.com (opens in a new tab) · Claude Code review
| Plan | Monthly billing | Billed yearly | What the page says it includes | Windsurf says |
|---|---|---|---|---|
| Free | Free $0: light agent quota, unlimited Tab completions | |||
| Pro | $20/mo | not stated | Higher quotas; all frontier models; cloud agents; extra usage at API pricing | “Popular” |
| Max | $200/mo | not stated | Everything in Pro with significantly higher quotas | “For power users” |
| Team plans | ||||
| Teams | $80/mo + $40/seat/mo | not stated | $80/mo team plan plus $40/mo per full dev seat; central billing, admin analytics, priority support Seats: 1–200. | “Up to 200 users” |
Extra usage: windsurf.com/pricing now opens Devin's pricing page (devin.ai/pricing), which lists these plans. Extra usage is charged at API pricing; quotas refresh daily and weekly. Checked 2026-11-04 on windsurf.com (opens in a new tab) · Windsurf review
| Plan | Monthly billing | Billed yearly | What the page says it includes | Warp says |
|---|---|---|---|---|
| Free | Free $0: modern terminal; buy agent usage or bring your own AI | |||
| Build | $20/mo | $18/mo | $20 of agent usage a month at API rates; full Warp Agent access | “Recommended” |
| Max | $200/mo | $180/mo | $200 of agent usage a month (10x Build); add-on usage and auto-reload | “For heavy AI users who consistently need more capacity” |
| Team plans | ||||
| Business | $50/seat/mo | $45/seat/mo | $20 of agent usage per seat a month; SSO, team usage metrics, admin data controls Seats: 1–25. | “For teams scaling AI-powered development (up to 25 seats)” |
Extra usage: Plans include agent usage in dollars at API rates; add-on usage costs extra when you run out. Checked 2026-11-04 on warp.dev (opens in a new tab) · Warp review
For light use, Cursor Plus at $8 a month is the cheapest paid plan, but it only has Grok models. GitHub Copilot Pro is $10 a month with unlimited completions and $15 of AI credits. GitHub Copilot, Cursor, Windsurf and Warp also have $0 plans with limited usage. Checked 2026-11-04.
Claude Code comes with Claude Pro ($20 a month, or $17 a month billed yearly at $200 up front), Max ($100) and Ultra ($200). The free Claude plan doesn't include Claude Code. Teams pay $25 per standard seat a month ($20 billed yearly) or $125 per premium seat ($100 billed yearly).
Copilot Business is $19 per user a month and Enterprise is $39 per user a month, from GitHub's plans page. For a team of 10 on Business that's $190 a month, or $2,280 a year.
Windsurf Teams is a flat $80 a month for the team plan plus $40 a month for each full dev seat, up to 200 users. So 5 developers cost $80 + 5 × $40 = $280 a month. windsurf.com/pricing now opens Devin's pricing page, which lists these plans.
Where the official page shows a yearly price, yes: Claude Pro is $17 instead of $20, Claude Team $20 instead of $25 per seat, Warp Build $18 instead of $20, Warp Max $180 instead of $200 and Warp Business $45 instead of $50. Cursor, GitHub Copilot and Windsurf don't show a yearly price on their pricing pages, so the calculator uses their monthly price.
Each company counts usage differently: Cursor in multiples of its Plus plan, GitHub in AI credits, Claude in multiples of Pro per 5 hours and week, Warp in dollars of agent usage, Windsurf in quotas it doesn't number. We show what each page says is included rather than guess an exchange rate.
Related: Cheapest AI coding assistant · Cursor pricing · AI usage limits · AI team plan costs · Cursor vs GitHub Copilot vs Windsurf · Best AI coding tools · How we pick